Monday, October 16, 2017

Wine Country Fires and Mixed Feelings

Estimates are that more than 5% of the housing stock of Sonoma County have burned.  That's transformative. 

Here is an anecdote from MercuryNews:
Former San Francisco Mayor Frank Jordan visits the ashes of his home off Mark West Springs Road in Sonoma County, Sunday, October 15, 2017. He and his wife Wendy Paskin-Jordan escaped from their home nearly a week ago during the first moments of the firestorm. (Karl Mondon/ Bay Area News Group)

Why the mixed feelings?  Same reason I cannot muster sympathy for nPOIC/Mudbiker.  Here is the former mayor of San Francisco.  What does he do?  Move to Sonoma County to escape what he helped create. 

25 comments:

  1. Kali seems to spread their clueless virus out of state all the time. I am glad to be out of Pot town Kalirado now. 🤡

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  2. It's an "Urban/Wildland Interface" fire.
    Predicted for decades, and here's our first one.
    I moved over to C21 in Santa Rosa a few months ago and from that one office we have eight lost homes and one dead Realtor.
    Somewhere north of 15 active listings went up in smoke ( We won't have an accurate figure for a few days)including two of mine.
    POIC and his wife have become friends, they spent years of effort bringing an old craftsman to new life and did a beautiful job of it.
    Gone, with everything in it.
    Air quality has been horrible, I started wearing N95 masks late Monday and picked up a case Tuesday morning, given away in less than an hour.
    I've been doing what I can.

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    1. Wow. Other loses in other offices?

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  3. My offers to help stand Tom. Thanks for the first hand.

    Like i said. this is a transformative event. Things will be different from here out.

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    1. They weren't. different after Andrew, after a while. Except houses were built stronger, mine was, anc DC some built safe rooms and some rebuilt to Their own tastes, adding a room, changing the layout a little. I don't recall any body buying or selling
      . The people across the street did sell, which they couldn't before. Theinsuance companies were paying policy limits, so the mtg got paid off, they got the difference, and off they went. They were happy, presumably the buyers were happy, and t h e insurance companies were very sad. They didn't refuse to write insurance, they just quintupled the price.

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  4. I remember watching Pacific Palasades burning from my shop in SM. They rebuilt and more. I see the same pattern return with little improvements. IMO Good Luck, what a mess.

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    1. Alas, I agree. If the insurance companies have to pay out a couple more, it may become really too expensive.

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  5. Wait til the insurance companies really raise their rates.

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  6. The longest period of no hurricane landfalls on record and did Florida rates plummet? Insurancevhas stopped being about collective shared risk plus administrative fees.

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    1. Actually rates were quite low, we didn't complain before the, storm.

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  7. I visited Reddit HCN. Doing fine under the thumb. Nemo mentioned wildcats. We saw one in Scotland. So cute while also menacing. We also saw a deer and several red squirrels supposed to be endangered.

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  8. My brother is an insurance agent. He says that climate change has been built into their models. Don't expect rates to go down any time soon.

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    1. Yep. The military has been worrying about it a long time.

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  9. Our insurance here is $3000 ish. We have strengthened it a lot. Well get a strong new roof, if we can get a roofer before the end of our lifetime. If we got totaled again, I shudder to think what the premium would be. We werent required to have flood insurance when we bought, but we got it anyway. Very reasonable, still.

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  10. The people in the house next to them, took the money and rebuilt themselves, cause the hub knew how. Much cheaper. They were very very happy.

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  11. If I lived in one of those destroyed Santa Rosa neighborhoods I would not rebuild. After all that heat, would the slabs be roo damaged to use???

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  12. Slabs don't get hurt by fire. If the utilities were embedded it might make sense to repour anyway. Slabs are cheap.

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  13. Would you rebuild,or buy in Santa Rosa?

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  14. You need to read your mtg. They used to set up escrow to rebuild, but I think they changed that. Now they might want to be repaid and give you the difference. Might be different in Cali.

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  15. I would definitely considervSanta Rosa area. If Oxnard wins the Amazon HQ then the Dawghaus would pay for it either sale or rent. I wouldn't want to live here anyway. But don't worry. While the Oxnard location would be by far the best location according to all stated criteria it fatally fails the one unspoken nonnegotiable requirement; Not in California.

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  16. 5% of the houses were lost. No doubt more were impacted. No doubt many dozens of listings just in the immediate area are no longer salable.

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  17. Active Fires 2017
    Tubbs Fire (Central LNU Complex)
    Pocket Fire (Central LNU Complex)
    Oakmont Fire (Central LNU Complex)
    Nuns Fire (Norbomm, Adobe, Pressley and Partrick have merged into the Nuns Fire)
    Bear Fire
    Atlas Fire (Southern LNU Complex)
    Cascade Fire (Wind Complex)
    LaPorte Fire (Wind Complex)
    Lobo Fire (Wind Complex)
    Canyon 2 Fire
    Canyon 2 Fire Perimeter
    Sulphur Fire (Mendocino-Lake Complex)
    Redwood Valley Fire (Mendocino-Lake Complex)
    Honey Fire
    Honey Fire Perimeter
    Cherokee Fire
    Cherokee Fire Perimeter
    Ice Fire
    River Fire
    Table Fire
    Table Fire Perimeter
    Long Fire
    York Fire
    Wilson Fire
    Rolling Fire
    Silver Fire
    McCourtney Fire (Wind Complex)
    Lynch Fire
    Quarry Fire
    37 Fire
    37 Fire Perimeter
    Point Fire
    Ridge Fire
    Loma Fire

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  18. We had a huge fire in Bastrop Tx about 5 years ago. Huge fully mature pine forests all turned into match sticks. It was black earth for a couple years after and is just now starting to turn green again. With a flood, you can rebuild and your home will look like it did when you bought it. With the fire, the landscape will not be the same in our lifetime. There's no replacement for 100 yr old trees.

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