Sunday, November 02, 2008

Mortgage Broke(r)

If casualties of the slumping economy are to be found anywhere, they'll be at the go-to place for small, quick-turn loans. Russell began noticing new faces coming through the door near the end of 2007.

One of the first was a man who came in with his fiancée. He explained that he'd been in the mortgage business but had fallen on hard times. They were on the verge of losing their house. He couldn't put his mortgage payment on his credit card, so he used it to buy new goods that he wanted to use as collateral for a loan.

Nelson Muntz said it best. Financial geniuses indeed. Rest of the article here.

15 comments:

Sweet Cashback said...

First to say that Americans must be in love with frequent flyer miles. Or else they wouldn't put all their purchases on credit cards, would they?!

Sweet Cashback said...

Miles that will be worth MURST once airlines go out of business or devaluate existing miles......

Unknown said...

I wonder if Fliptard is finding out how much he can get for blood plasma yet?

Gotta be at least $30 every week or so.

Tyrone said...

And they want your gold, too:
Bring Gold Get Cash

And rather than Botox parties, the busy-bodies are selling their gold:
Where old jewelry gets good use
.

Rob Dawg said...

Been three days since "Epic FAIL 7"

Imagine the look on the blood bank technicians face as he tests a sample of Casey's donation; "What the fuck is this green shit?"

Casey just can't do it. TC is FAIL, Twitter is FAIL but email is still up and you can bet he hasn't flush the archives or deleted the mailing lists. You can also bet an evangelical website is in the works just waiting for his next upcycle to inspire him.

Rob Dawg said...

I can't wait until pawnshops have inventory issues. Maybe a new motorcycle, some resource heavy jewelry, my BIL collects guitars, guns! Christmas next spring.

anonymous said...

"First to say that Americans must be in love with frequent flyer miles. Or else they wouldn't put all their purchases on credit cards, would they?!"

I put every purchase and expense I can on my credit cards. Of course I also pay in full after every statement cuts. I've never paid a penny of interest on cards.

I don't do it for miles though. Miles and other rewards are a bad deal compared to sweet cashback.

I get 5% cash back on all fuel purchases. No limit, no tiers, and no hoops to jump through. It's credited monthly to my statement. This is through the Pentagon Federal CU Cash Rewards card. Nobody else comes close to this offering that's been in existance over a year now and doesn't look to go away anytime soon. They gave me a 50k limit on this card too, along with a 25k PLOC. I have over 250k credit limits that have never cost me even 1 cent. Even now, about 1/2 of that is available for my use @ 0-3% for a year.

On other purchases I receive between 2-5% cash back.

For myself this all comes out to around $1000 cash back per year. Just for running my purchases through cards. The previous 2 years I also made a few thousand by using the 0% 0 fee balance transfer to checking offers, placing them in a HYS.

I get tired of people assuming that others are going into debt when they see them charge groceries or whatever on cards. I run everything I can through my cards. In return, I make money from the banks. I would lose out by making cash or debit purchases.

Ogg the Caveman said...

@ Steve:

For the sake of the future, let's just hope he doesn't think of selling sperm.

Rob Dawg said...

Ogg the Caveman said...
@ Steve:

For the sake of the future, let's just hope he doesn't think of selling sperm.


Again, think of the technician; "What's all this green shit?"

Akubi said...

I am confused.
Do married women only have sex when they're ovulating these days?

Lost Cause said...

Don't Stop the Dance

First Flippy, now Keith.

Akubi said...

@Lost Cause,
80's back at you.

Son of Brock Landers said...

Vegas pawn shops must be doubly awesome now.

Monica said...

Guys, that's not funny. I agree now that Casey is not the great genius I thought he was, but I'm worried what he's going to do now that he exhausted his or his parents' credit and his hotel stay is over. I can picture the poor guy being homeless. Actually, I don't know what he's doing.

WeWantTheFunk said...

@ Monica,
It is too funny.