Housing Bubble, credit bubble, public planning, land use, zoning and transportation in the exurban environment. Specific criticism of smart growth, neotradtional, forms based, new urbanism and other top down planner schemes to increase urban extent and density. Ventura County, California specific examples.
Monday, April 02, 2007
Voice of San Diego has Found Another First Family
http://www.voiceofsandiego.org/articles/2007/04/02/housing/934family032207.txt "Foreclosures as the Family Business" showcases a group that "successfully" undoes what Casey does.
Excerpt:
for Donna Sanfilippo and two of her sons, Erik and Robert Weichelt, foreclosures are the family business.
The brothers' wives also work in the office, as does Sanfilippo's husband, their step-dad. Sanfilippo opened the office in 1992. Robert got into the business in 1986, and Erik followed in 1996. Even Robert's 11-year-old son told his grade-school class a few years ago he wants to grow up to be a "loaner" -- a mortgage broker, like his dad.
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246 comments:
1 – 200 of 246 Newer› Newest»When I was a kid I wanted to be an astronaut. Things change, I guess.
Damn! 5:45am and I still can't get a first...sheesh!
When I was little, I wanted to be a chef. Did that for a while..The only good thing about that were hottie waitresses...
"...'cash for keys,' and Weichelt considers offering that to pinched families one of the most important parts of his job."
See, if Honest Casey had moved into (or made it look like he moved into) one or more of the now-foreclosed houses, he could have gotten more cash back!
Tony you lazy ass. I know you aren't selling a house at 5:30 in the morning. Looser. :-)
sheesh, what a looser family. That sounds as bad as a J-O-B.
If they were smart like Casey, they could be living the high life, getting sweet cash back and taking their profit up front. No risk, no money down, let the banks eat the worthless paper when everything goes pear-shaped.
Irony is, on some level, Casey will probably get away with it.
BS...Tony's been out whoring and is just getting home.....
I want to know what the hell Lou's doing up that early in Houston...hmm.
There's way too much competition for FIRST so I've got to get my game back and stomp on these loosers.
Hey, I came second twice this morning, hehehehe...
Tony, 2nd place is just the first looser. Quit making excuses and put your A-game back into action!
It's just too damn funny to see a story like this and then look @ CS's situation. Here is a family that works hard (no sweet deals) and has made a good living in RE. Might not be the most fun job I've ever heard of but they seem to enjoy it. Casey has never understood that, you can have a J-O-B and be happy AND make money. In his quest for the elusive passive income he's lost (if he ever had it) the idea that you can love your work.
I love my job. Hell, it doesn't even seem like work. I get up when I want, drive around, look at houses, meet nice people and help them out. I want to take time off, no problem. Granted, lots of bloggers hate me but who gives a rats ass about that? I make stupid amounts of money for no hard work at all. Worst part of my job is jackass, unprofessional "looser" agents but they get clued in pretty quickly. Frankly, I'm surpised Snowflake didn't become an agent. Granted, he has no work ethic whatsoever but that hasn't stopped a lot of agents from making six figures the last couple of years. Oh well, my son has spring break this week. Going sailing over to Whidbey Island with him today. Unless is snows some more...I can't believe it snowed last night...grr..
We don't hate you Tony. :-)
He wasn't with me!
New Century (NEWC) is finally done... officially. Filed BK this morning.
I have a Cingular 8525 w/internet. However, it will be off, down in the nav station:)
Funny, I have my own fan club...No interns last night. I'm still looking for an apprentice...bada Bing:)
I thought that would be a "goomar"...
Tony,
I have interns.
:P
Second = Looser
We don't hate Tony....we loathe him, but we don't hate him. Hate is saved for a special people like Snowflake.
Truth be known, Tony was in Portland all night at the "Dancing Bare"; just off I-5 in wonderful North Portland.
My Goomah is in Cali on business...
When I'm in PDX, I like to hit the Acropolis for a nice steak and some T&A. That and a nice burger at Higgins. Two more weeks, and I'll be there! Whoo Hoo!
So now that CC is off Snowflakes back, what is the next horror that he can whine about?
Rumor has it that Mortgage Tree Lending in Modesto went Tango Uniform on Friday. Anoyone else hear this?
@Stanley
I knew that was Tony! He got two lapdances. Then he said he was going to the Acrop for steak-bites.
Tones is coming to PDX? There goes the neighborhood. :) Beware curly-haired chicks in green Jeeps, my friend.
Cashcall is off his back... FOR NOW. He won't pay next month, for sure.
Next month is the trip to Monty's in Victoria B.C. Gonna be some good times there!
another article on CA and subprimes
http://news.yahoo.com/s/nm/economy_california_forecast_dc;_ylt=AjR3Esgfd8403LoowvUT6k0DW7oF
No matter how much the little piglet squeals about the stock transaction being an April Fool's joke he should NOT be taken at his word. From post 105 where he states it's an April Fool's joke About begging for money and buying sweet sub-penny stocks. "I understand you are angry but look at the facts first"
"Notice I said in this post that I bought the stock on Friday. The market closes friday afternoon. I was begging friday night into the wee hours of saturday morning."
That's right Casey you bought this stock on Friday then scammed people by telling a half-truth that you had no money left. What you ommitted was the $4420 asset you had at your command on Monday morning before you started begging on Friday night.
"There is no way I could have used the donation money to buy this stock! Only one commenter got it right. Every one else just assumed."
They assumed right because they know you far better than you think and no one ever stated you used the donation money to buy the stock what they DID say was that you used money and were then "broke" which was used to beg for your CashCall payment. Nice way to divert the issue.
"So please don’t be upset with me. I understand your frustration tho. I do. If I REALLY bought this stock with donation money your anger WOULD be somewhat justified."
Somewhat justified!!!!!! And you understand it why that's mighty white of you you bastard. I don't believe you I think you own the stock. Prove otherwise or well your sources for scam money will quickly dry up from your "great community".
For all else: everything is quotation marks is from Casey. The non-quotation mark paragraphs are mine. Watch how fast the little shit deletes or modifies post 105 on the 'April Fools Thread'. The primary reason I post this is to prove how bogus that one post is and to deter the emotional guilt trip that A(Nacho's owner) must have been subjected to. Buy yourself a windshield A if you must donate the money to a battered woman's shelter. But please for your sake don't give Casey a dime.
Casey would be up $570 on the day had he actually made this investment, therefore it is impossible that he did, as he is profit-proof.
Assuming that Casey did buy this worthless stock, so what? He got a few hundred bucks in donations.
Now that the novelty of watching Casey do the monkey dance has worn off, and we are onto his game, does Casey think that he will be able to do another telethon? What will that net him?
For as surely as my name is Sid, Casey will be in the same situation at the same time next month. The same creditors will be wanting even more money, and Casey will still be just as broke.
The superior man again does nothing. Very Tao.
@tk: even if the "investment" went up $570, such stock are so illiquid that Casey will have a hard time realizing any profits.
Water seeks its own level. So does Casey.
Well said Sid. If he bought 1.3 million shares I imagine he'd have to hit the bid and thus dump his shares on the mkt. The chances of that occurring are next to nil the market maker would shift the bid down and Snowflake would be 1 million shares still outstanding.
Casey's latest post is as ridiculous as usual. I responded with the following; let's see if he actually lets it through:
_________________________________
"search-engine position --which I have been blessed with" -
You can thank your haters for that. They 'blessed' you with the traffic and controversy.
"I need to form some strategic parterships and/or bring onboard expers who are better, smarter, faster and smarter than I am. "
Heck, Casey... a trained ape could fit that description.
The Blue Ball sale never happened.
After he nixed the 7:30am sale, his next email that eve said he wasn't hurting for money now and was having second thoughts about selling it at the price we had agreed. Considering I had absolutely no use for it (and not interested in flipping it, heh), I told him I'd let him back out of the sale rather than holding him to it.
"I need to form some strategic parterships and/or bring onboard expers who are better, smarter, faster and smarter than I am. "
How many times are we going to hear this crap from him?!
As for the stocks, it is probably a joke, it's in extremely bad taste, and if it isn't a joke, I don't believe a THING he say--he's a pathological liar.
Casey says this in his new post: We spent a lot of time talking and feeling each other out to see if this foreclosure site deal is going to be WIN-WIN.
Feeling each other out? Tell us something we don't already know!
tony,
it doesn't matter who goes off first, as long as you have ammo for when you see the whites of their eyes.
bob dawg and gang,
wow, I am away for a week, and find myself in a parallel universe. Haterz bailing out Casey? WTF?
What's next -- Nigel and Casey going straight? (both in business and otherwise...)
this all is coming dangerously close to jumping the shark. time for homey to break out the cuffs.
We've all said it before, Casey doesn't bring squat to the table except very questionable traffic.
Why questionable? Because we haterz ARE the traffic! Look at all his last deals and how many people have bailed because of him because we shed light on the little fliptard.
Adsense banned him.
No Limit Ladies tried to own him.
Duane Legate bailed in two weeks.
Nigel won't even partner with him.
CASEY - NO ONE WORTH PARTNERING WITH WANTS TO PARTNER WITH YOU.
KF 13, it gets better
go on over to the DHC site, Nigel broke up with Casey 'cause he whored himself out and won't get a real job.
I just realized what a looser Lou is.....he was FIRST and didn't even claim it.
Read what Cornflake posted on DHC about Snowflake VERY carefully.
"Salt Lake Mortgage Guy said...
John - I've been screwed over enough in business to know when to call it quits.
This was such a time.
As far as single sentence paragraphs go, this is a blog.
Get over it.
It's just a comment.
It's not a printed article.
Had enough?
Would you prefer bulleted points?
Sprezz - there was a little bit, ok a lot, of sarcasm in my CI comment. Heekee laughed. I've added the quotes because this is a serious article with bits of humor thrown in."
He ( Nigel) realized that Casey was going to screw HIM ( not literaly) and pulled the plug. In Nigel's world, it's OK to screw anyone else- Duane, NLL, all the lenders, teh Utah Buyers, etc., but not Nigey-poo.
What, no honor amongst thieves?
This was just posted in IAFF. I wonder if CS will take the offer.
#
26. $250 for another interview
April 2nd, 2007 at 10:02 am
I will give you $250 if you agree to a 90 minute interview with Rob Dawg or Ogg
Just reply here
You may get even more money
That’s $167 and hour. Sweet
Dawg, you in?
once casey sets up his 'illegal foreclosure equity stripping referral sucker lead selling service' he will RAKE IN THE MOOLAH!
like maybe 500 a month until the feds swoop in. Didnt Rob predict THIS MONTH as the month the feds swoop in?
Lets hope so, maybe they were waiting for all homes to foreclose to bag him to get more evidence, not long now.
I'm getting REALLY upset he aint in jail or being proscuted yet. CASEY WOULD BE THE BEST MOST PUBLIC EXAMPLE EVER. how can they NOT bag him? Its like not prosecuting Enron!!!
"I need to form some strategic parterships and/or bring onboard expers who are better, smarter, faster and smarter than I am. "
That's what? 99.9% of the population? Why the hell would an accomplished expert want to do all the work so this dumbass kid can take credit for it? God, Nigel's post PROVES this! Casey doesn't want to do anything for his income. It's all good, though because a money man will be coming to his rescue anytime soon!
Anybody see Dateline last night? They chronicled this idiot who was duping people out of their mortgages. Not that Casey did that crap, but his crimes are equally bad.
Potential Money Partner
"Ok Casey, I have 500K liquid money to invest into you and your site!"
"Sweet!"
"I have real estate contacts and specialists in foreclosures that want to be part of the action, all while giving you a referral fee for each transaction"
"Double sweet!"
"I think we can turn this site around and start making 30K a month in the first year!"
"Jamba juice time!"
"So, can you get up each morning at least by 9am, and maybe get a part time job?"
Casey "NEXT....."
"I need to bring together a bunch of people who have more money, experience, contacts, a success record, intelligence, and a strong work ethic to leverage my corporation into a real estate empire and juggernaut"
"Kay, so what do you bring to the table"
"The idea I just mentioned...you want me to do EVERYTHING?!?!?!"
Tony the Realtor is a regular at the Dancing Bare. All us girls know him well. He's the only patron who wants a $1 lapdance and asks for change.
He drives his fancy cars and wears those shiny suits, but he's just like us and he knows it.....
Investor to Casey:
MM: Ok, I will give you what you need to make IAFF all it can be. You guarantee 3 things.
CS: Check this out, before you ask let's get a wheat shot. They are good for you.
MM: Uhhh, no. Let's go over the rules.
CS: Did you see what those haters wrote about me? That's whack.
MM: Uhhh, kid will you listen? (Moneyman shows a wad of bills to Casey with a shiny money clip attached)
CS: Ok, you got my attention. Is that real gold? You know I just invested in a Gold penny stock. It's a win-win for anybody who buys.
MM: ENOUGH! Do you want to do a deal or what?
CS: Oh sure. What's up?
MM: Ok, you have to guarantee the site sees daily visitor increases of 10% per day.
CS: Sweet.
MM: You will then post and approve messages regularly.
CS: No naps? Check this out...a nap is a good way to keep your skin from wrinkling. It helps...
MM: (Sigh). Shut up already about naps.
CS: Ok, no naps then. You are right I respect that. (Casey crosses his fingers under the table).
MM: I then want daily reports showing the work you are doing for me.
CS: Does it have to be daily?
MM: Daily or you don't get paid.
CS: How much are you paying me?
MM: I will give you 10K per month to manage the site and do some other things for me. You won't be able to write any checks or pull any funds without my approval.
CS: Can I have a day off here and there to pursue sweet deals? You do know I own a corporation. Why not invest all your money there?
MM: This is your job Casey, the site will bring in business and I will also provide you a finder's fee. I don't do business like that. You'd be working for me and making some serious cash.
CS: Oh, sweet. Wait...work for who?
MM: You can't do anymore things that will embarrass us. No more bad investments, no more debt.
CS: Hmmm. I need debt to build my new corporation. You can't succeed without failing. You should read this new book I...
MM: SHUT.UP.ALREADY. God, why am I talking to you. I have a freaking degree and a successful business!
CS: Ok, ok. I am listening. Sorry dude.
MM: OK. So does this sound good to you?
CS: Can we work together for 2 weeks to see how this goes? You know I've been dogged before by different partners who didn't come through.
MM: No, I am paying you to just blog and find deals that isn't this good? It's not like you are raking in the cash.
CS: Uh uh, I am making plenty per month. I make a living that allows me to find sweet deals, go to Starbucks, take a nap and live a healthy lifestyle. I don't know if 10K per month is good enough. I just bought a sweet penny stock which should net me some passive income for years to come.
MM: Ok, what do you want then?
CS: I work 4 hours a day, no reports, no interference with my investment business, plenty of naps and I get control of the checkbook. I also demand you pay me 30K per month. Deal?
MM: Good luck to you kid. Good bye. (Mumbling) Damn the haters were right about this fucktard.
Please say this is for real and not a late April Fools Joke
From IAFF Nigel Swaby and Foreclosure Help Site thread
"38. Friday Night Donor
April 2nd, 2007 at 10:38 am @ # 30 - $30 is nothing
I’m a journalist who has been watching this story and have been in touch with Annie.
She doesn’t care about KC, G, or anyone else. She is getting a new windshield.
Oh, she’s never going to drink again and is going down the the store to “buy a clue and a life.”
I’ll let you in on a scoop: NBC’s Dateline has a “to catch a….” series. The latest “to catch a con man.” KC may end up being profiled.
You can expect press or media attention KC gets in the future will be negative. The people at USA Today, SF Chronicle, the SF local news station, etc., are disappointed they’ve been taken in by con man KC — they’ve wasted ink, video and other valuable resources.
Nothing will be worse for KC than “being tried” in the media. If no court of law will punish him, the media will.
Suzy Orman is sick sick sick she fell for this."
Whee finally something good on the boob tube!!!
For those of you that want to voice displeasure to Suzy Orman regarding her upcoming interview with CS, here are the people to contact. Let them know whom they are in bed with.
EAST COAST CONTACT
Kristin Bouton
Suze Orman Media, Inc.
610-280-6902
kristin@suzeorman.com
WEST COAST CONTACT
Tina Frank
Suze Orman Media, Inc.
610-280-6902
tina@suzeorman.com
On a related note comments for Suze Orman can be left at
http://www.suzeorman.com/igsbase/igstemplate.cfm?SRC=SP&SRCN=contactsuzecnbc1&GnavID=19&SnavID=116
Ick...there is a video preview up with Suze and Snowflake on her website already.
Too bad we can't call in and harass them both live on the 7th of April
http://www.suzeorman.com/index.cfm
For what it's worth I left comments at all of the previously mentioned places telling them I'll never watch the show or buy another Suze Orman related thing again because they're dealing with the fliptard.
Thanks for the info -
I just sent and e-mail suggesting they checkout the site and perhaps have a disclaimer about the validity of snowflake's situation and story.
OMG -
Just watched the preview - he's wearing the blue shirt. Does he own any other?
I wonder if he explains "how" the money dried up?????
It's going to be interesting hearing hearing my gal Suze give him the same advice he heard months ago
But she's the genius
Just watched the S.Orman and KC preview. Did you see how she looked at him? Like he was a fly on her new $1000.00
blouse.
Suze is teh gay
Casey is teh gay
It will be a big teh gay-out on CNBC
Well, I had some spare time this afternoon, so I made...
CaseyCall RingTones!
With all due respect to Casey Faaannnn, I've chopped bits out of his fabulous Dance Mix, and saved them in MP3 format. These work great for the Motorola Razr and other phones that can play mp3 files as ringtones.
I use them to identify my deadbeat clients.
It's all good:
http://www.megaupload.com/?d=583WEUBJ
Cash back at close
http://www.megaupload.com/?d=LWFKER6K
This is Casey
http://www.megaupload.com/?d=HB32V2YI
Have fun, etc.
@Badger.
That's pretty damn funny.
@Sony.
Suze ain't gay you idiot.
In that preview, Casey looks like Gollum in Lord of the Rings. His head seems to take up the whole screen.
Orman is a lesbian. I believe she confirmed this recently. I'm I'm lyin' I'm dyin'.
RE: Suze Orman's preference
www.editorandpublisher.com/eandp/news/article_display.jsp?vnu_content_id=1003549559
I bet a 55-year-old hymen would fetch big bux on ebay
or should I say felch
Many are asking on IAFF about what Casey 'brings to the table'. It was not long ago that Casey answered thusly:
Cit.
"I believe I have been blessed by my Maker with ... the ability to spot opportunities"
"Everyday I open my inbox and mine my emails for gold nuggets of opportunities and the makings of a sweet deal."
"this connection with Duane and of House Buyer Network and Real Estate Investors .TV for example… it sort of just presented itself without me having to actively pursue it."
"What about that old deal with the East Coast mentor? Sure I screwed that deal up but that’s not the point."
"opportunities just come to me. It’s kind of magical."
Casey, I hope you read this, and your other past writings, and reflect on the possibility this has been a grave mistake.
Casey:
Magical unicorns, prancing through tall magical grass, with fairies winding daisy chains around their magical horns, while jewel-toned dragons vault through the sky.
"opportunities just come to me. It’s kind of magical."
-----------------------------------
It happens to me alot too. My in-box is filled with ads for oxycontan with out a subscription and penney stocks
I wonder if that means penney on LOST IN SPACE, hubba hubba, oh wait she's old now. That's a old show.
Casey is teh gay
He may have been blessed by his Maker to spot opportunities, but he's been cursed by someone with failure to see any fruit from them.
He's planting seeds, but nothing is growing.
Actually someone else is planting the seeds and nothing is growing.
He's managed to "outsource" opportunities. If only he could "insource" success...
He's the "pied piper of financial ruin" and the "Johnny Appleseed of f'd up deals."
Does it bother anybody when moderating his BLOG is considered a huge task?
He moderates a couple times in his busy day. I guess when you have to do it on a PDA on the "can" it just might take a little more effort.
But, what the heck does he do all day? Investment club activities? With what money? And what fool gives someone with nothing money to play with. Leverage is one thing, but you need money to make money and he has none. This story is nearing an end.
To lazy to make an account.
I'm guessing Casey didn't turn himself in to the FBI today. He's still waiting for the right opportunity to come along. It'd be great if they nailed him right before or after Orman's show.
Casey is a lazy doody head.
When Casey said "I believe I have been blessed by my Maker with an intense curiosity"
I had a cat with an intense curiousity about a 220v wire....just before he went up in sparks and smoke.
I've been asking what he "brings to the table". The reason I keep pestering him is BECAUSE of his prior reasons. We all thrashed him so much for it the first time I want to know if condom-hat would use the same lines or try something new.
Future Casey
--------------
Casey the Serin
Ethically barren
Quoted a guru
Straddled a chair and
lectured the chosen
fresh juice was squozen
and handed out to
those who were frozen
with rapt devotion
dripping like lotion
from brains unwrinkled
smooth as the ocean
"Tell us o Casey
Tell us all day, see
we want to know of
plans soft and lacy
Plans that will charge us
Plans to enlarge us
Plans to bring to us
cash piles in barges
"Open your minds, see"
said sallow Casey
"Listen intently
Don't leave to go pee"
"Success's secrets
Like flying egrets
are as elusive
as heathen negrets"
"Open your thinking
Prepare for linking
related concepts
such as the blinking
You are now doing
(as you wait, spewing)
with lusty squeaks of
gnats who are screwing
And the vast spacey
vistas, Dick Tracy
and bad bananas",
Said master Casey
"Go forth and win-win,
Eat some good din-din
at a bad rest-ront.
Charge it - it's no sin"
"It is all good here
sweet sweetness, my dear,
cash back at closing
needn't create fear"
"Drink no-foam lot-tay
atop the pot-tay
As you check email
with your P-Dot-A
"You're now a special
Sparkling young vessel
Casey's brain lightning
Zooms through your chest, y'all"
With that pronouncement
Casey's hair bouncement
signals beginning
of the announcement
That Mastercards are
okay and so are
Discover, Visa,
title to your car,
and deeds and spare coins,
fruits of your spoilt loins,
and oathes of fealty,
and pics of your groins.
Dropped a comment to Suze's show.
Heh heh heh. Every little bit helps. Too late now to change the tone of the interview though.
fresh juice was squozen
ROFL
Regarding Suze
I really can't believe that this shithead is still out there flaunting his failure with his "it's all good" attitude and no one has nailed him to the wall yet. Does anyone actually read up on this con man? Christ, then again, the media has been known to not really do due diligence..ie NYT and the reporter reporting from West Virginia while really reporting from his apartment in NY. Even that moron got a book deal for being a piece of shit.
I want to know what the hell Lou's doing up that early in Houston...hmm.
I am W-2 looser.
Remember the famous Casey Flowchart a while back? I'd love to see somebody take Snowflake's list of what he "brings to the table"....curiousity, ect. and compile a resume.
That would be hilarious
Lou said: "I am W-2 looser."
Yeah, and you don't have an award winning blog either! I'll bet you don't have 2,759 unique visitors to your site. That's two seven five nine.
squozen!
And you know, Lou could have only two POINT seven five nine average visitors per day, and he still runs a more interesting blog.
By the way, Lou, off topic, but I really messed up this weekend. I was desperate for gasoline, so I ended up pulling into one of Melonhead's Citgo stations in Herndon. I figured I needed gas so badly, I'd just buy two gallons. As I pumped, I noticed right past there was "US Petroleum". Cheaper, too. Arrghhh!
Anyway, I gotta TiVo this Suze Orman + Casey thing.
Suze Orman is an idiot. Her big piece of advice, never take a 401k loan because you have to pay back yourself with after tax dollars. NEWSFLASH all loans are paid back with after tax dollars.
She is a shyster idiot preying uopn the financial illiteracy of Joe Sixpack.
She looks like a shark, her advice is so 101 level. Really, watching her is like looking at a car accident in a sick sort of way.
My favorite is the latest groveling, "can I afford it segment" ughhhhhh
Maybe Casey will ask if he can afford ab Jamba Juice?
Oh yes, I should add, if you do take a 401k loan and you get fired the loan is due in full, if not paid you pay tax obn the loan and the 10% Federal penalty...that is a disadvantage.
But not like the idiot suggests, all loans are repaid with after tax dollars. This is a VERY simple iq concept that she flunks.
Orman advocates paying down mortgages early, regardless of rate. I guess for an idiot that might make sense. If you must take a loan, take it from yourself. I have a self-401(k), so I can't get fired. That is a serious risk for an employer-based 401(k) loan.
@ Nigel Smarmy
I agree entirely. Although she has some good advice on occasion, her advice is only a beginning for financial literacy, not the end that she (or Opera, among others) might have you think. Every one's financial situation is unique and what might be good advice for 70% of the population isn't necessarily the best advice for every individual situation. The 401k example is perfect, as are her views on car leases (purchasing a car and driving it into the ground is always smarter).
To be fair, I'm of the mind that listening to any single guru as an absolute authority on any issue will get you into trouble. If a Suze Orman makes personal finance accessible to some, then great--but they can't rest solely on her advice. It's too elementary to be the final word on anything, IMHO.
Actually, the fact that so many people find her so novel is a pretty sad commentary on the aptitude that a majority of Americans have when it comes to personal finance. Although ultimately a good chunk of the blame must fall on parents, I blame public high schools. Schools are simply not doing enough to ensure that high school graduates have the most basic life skills, such as balancing a checkbook or understanding consumer credit options. And it's not just the bottom-of-the-barrel students who have no clue; tens of thousands of college-bound middle class kids have absolutely no clue when it comes to personal finance decisions.
So getting back to Suze Orman: she has her uses, but the fact that so many fairly intelligent Americans require such basic financial advice is pretty disturbing. I hate to say it, but overall the Baby Boomers raised a generation of total idiots.
Self-indulgent hippies...
-walt526
Right, John, if you took a loan and got fired...that could be a problem. But her stated concern is that you are paying back a pretax loan with after tax money.
All loans are pretax...loans are not income, she is an incompetent idiot!
All loans are paid with after tax money.
I have a real problem with Suze Sharkster, she SUCKS.
Sony Toprano...Too fucking funny..I have my own fans. HAHAHA, man, ROTFLMAO...
Awesome day sailing on Puget Sound. Gonna do it again tomorrow. So cool to watch my six year old son drive. He just loves it. Time to get him an Opti or an El Toro! Whoo Hoo!
Go Heavy!
I am still sickened that anyone pulled Casey's blue balls out of the fire. As predicted, it only encouraged him to sit on his ass and beg for more.
I advocate 'chargebacks' of the PayPal monies.
@ john
Yeah, her insistence on paying down the mortgage is usually bad advice. I'd suggest that there are a few cases when it can make sense. For example, more and more upper-middle class are getting squeezed out of the interest deduction by the AMT. If you're not getting a tax benefit, it's not as bad an idea to pay down a mortgage as quickly as possible.
If you were fortunate enough to lock in a 30 year fixed at something ridiculously low, you'd be f'ing stupid to pay it off early. But as rates return to more historically normal levels (I expect that we'll be up at least a full point by this time next year), the opportunity cost for paying down the mortgage early is significantly less.
Better advice is to avoid HELOCs, except for emergencies, as much as possible and to pay those off ASAP. Even for someone with decent equity and strong credit, the HELOC is usually a bad deal--especially if you're being AMTed out of the interest deduction.
-walt526
Snowflake made the Scotsman again.
http://scotsmanguide.com/default.asp?ID=2071
Walt,
If the only debt you have is mortgage, great pay it off. If you have helocs or refinanced short term debt, unsecured debt to mortgage bad idea. She never addresses what joe sixpack did.
You just way extended the terms and the interest, stupid, stupid, stupid, just like Suze Orman, "I'll lose your investment money Orman"
SUZE ORMAN really sucks. It's a shame anyone listens to her, common sense should get a person further.
i disagree with her concern about tax on the payback to a 401k loan because (a) you need a loan for something (let's hope it's essential), and (b) your other options suck more. the interest on a 401k loan goes INTO YOUR 401K, essentially 0%, making it quite unique from any other source of financing. and if you have bad credit, you might not even get other financing. the got-fired risk is pretty hairy, though. glad i don't face it.
Need I say it again? Suze's judgement is clouded by her hunger for the woman nasties. A heterodyne-sectional woman would not say such dumb things - but we must account for the toxic nature of the adhesive petroleum distillates used in carpets. As a carpet-muncher, Suze is a victim. Thus, her mind is clouded. The spectre of her prehensile tongue aquainting itself with the backside of a uterus may be fascinating, but that must not distract us - her advice is of the feces variety, much of the time. Suze the cooz, payin' her dues, gulpin' a mouthful of womanly ooze! Yah, them English is different.
Jesus you'd think with all the flack he's taken about the blue shirt he'd have lost it for this interview...maybe my eyes deceive me and this is "the one with the blue stripes."
heheheheh
As for Suze Orman the comments on her site simply reinforce to her producers that they booked a good guest. Annoy them enough and he'll be a regular - bank on it. I know how TV people work, and you guys are playing right into it no Casey's behalf without realizing it. Controversial figures, the ones who get people batshit pissed off like Howard Stern or Casey Serin are gold.
Ignoring it and creating a non-event is the only thing that will drive him into obscurity.
BTW why do all of these news articles say that people "go to IAFF for advice"? It isn't true at all. The only people that go there are the people who try to give HIM advice. There's a huge difference and I don't get why they insist on continuing to perpetrate this utter falsehood. I think it's because it builds balance into the article, since if they said "everyone who visits Serin's site wants him to give up" it wouldn't sound at all like his site had a purpose. It is not a site that accomplishes its goal of helping people - it is purely for entertainment purposes and should be described as such.
Another late night business meeting at Denny's.....
Potential Business partner "Hey Casey, I thought you were vegan, what's up with the burger"
Casey "It's all good, the cow was vegan, ate only grass.."
PBP, incredulously "Riiiiight, anyways..here is a list of people that want to put some money into your website"
Casey "I only have ONE requirement from a potential partner; do they have more money, are they smarter, stronger, faster, and smarter? In other words..are they the six million dollar man?"
PBP "Umm yes, and that's more than one, cept in your world I guess, but what should I tell them when they ask what you bring to the table?
Casey "I'm magical. All these great nuggets of gold just keep falling into my lap. I am blessed by my maker, I have been blessed with the ability to spot real estate goldmines just ripe for picking"
PBP "Um..didn't you get foreclosed on numerous times?"
Casey "Yes, but I didn't lose any of MY money, and I spent almost 150K on a penis enlarger, new breasts for G amongst other thing, which I don't have to pay back."
PBP, sigh "Ok, what am I going to tell them again?"
Casey "I am a GENIE. Here rub this...."
@tk,
As for the media and their bs about casey's web site, I think they lose credibility when people go there expecting to get some help and find the circus sideshow that it has become. they go there for answers about foreclosure and how to avoid it, and they find pictures of Casey's fridge, him dancing like a monkey for dollars, him holding up signs for ten dollars, and the fact that he hasn't been able to stop foreclosure on most of his houses. they will also find that he squandered 150K on bullshit, and that he is going to be arrested soon for fraud.
So yeah "It's all good"
@6:10 PM Anonymous said....
I'd love to see somebody take Snowflake's list of what he "brings to the table"....curiousity, ect. and compile a resume.
That would be hilarious.
I took the bait. Of course it must be a functional resume, rather than chronological, in order to capture all those magical qualities. I am still soliciting additions for additions and examples of "Achievements."
Forgive the appearance, I am still learning how to use teh internets thingy, but you can take a look at page one and page two of Casey's resume.
i love that resume'.
Perhaps Casey will get his blue ball handed to him coutesy of Suze Orman. I think it would have more to do with gender issues than financial ones.
She plays opposite Robert Kiyosaki on late night PBS around here. They are both masters at extracting cash from people whose first qualification is that they are no good with money. What an amazing thing to watch.
YouSoSpecial,
ROTFL. That is one sweet resume. I'd hire him in a second! Impressive skill-set.
A clever blogger noticed that Casey is actually a fan of this site.
Go here: https://www.4aa.com/go/http://farm1.static.flickr.com/195/440505663_9d5d815f6e.jpg?v=0
and look closely. You will see one of the tabs is Exurbannation! LOL.
A shout out goes to Aspeth and the 12yearsofbeingannoyedbychloesevignydotcom.blogspot site for catching that!
Oops go here:
http://farm1.static.flickr.com/195/440505663_9d5d815f6e.jpg?v=0
Due to all the poking around a certain blogger likes to do, me and a few others here have decided to start using a VPN privacy service. We get very tired of prying eyes trying to ping our IPs.
Nice resume!
I'd hire him... to wash my car.
Can you add a skillz section
-sitting on the blue ball
-scratching my ballz
-napping to increase energy level
-early rising with a 50% success rate
-taking out the garbage with a 75% success rate
-hot&cold shower with a 90% success rate
Previous salary
-$100 per hour (based on 8 hours of begging that brought in $380 + $250 interview with T + $250 if Annie ever pays me)
itsallgooditsallgooditsallgood
-Big Cheese
I have mixed feelings about the events of the weekend.
It was interesting to see Snowflake's true nature revealed once dirty pennies were dangled before him. Dance, monkey, dance! (Actually, i saw it more like he was a chicken on a hot plate...)
I'm a bit bummed that we lost T seeing it. I understand why she did it, and why she left. She was someone who I thought would be a lot of fun reading and posting with, and her leaving effects me more than anything that may or may not happen to shithead. I'm sorry she's a victim of shithead's bullshit - T, take some time, and reconsider. You're someone I think could make this clubhouse a lot of fun. You're Good Folks™.
As for Nigel...you still need to get over yourself, bitch. You have been running around smugly attacking people because they attacked your little boyfriend over there, just because you finally saw the light does not mean all is forgiven and forgotten, you tired old queen. You're still a conniving, backstabbing little fuckhead, and my "Fuck you" still stands. Applaud you for finally admitting you were working behind the scenes helping Snowflake defraud and lie to people? FUCK YOU!
Annie. I'll chip in to get her a windshield.
I like this place, I like the people. Now that the Casey saga is winding down (I didn't expect the dancing chicken on the hotplate stage), I think I may stick around, you guys are a lot of fun. We all need a place to go at the end of the day to shoot the shit, and this place is VERY comfy.
And, Casey, who we now now for a fact reads. Hey bub. FUCK YOU TOO. That boils down the last couple of months nicely. I am going to donate my spare time to helping kill any media you get, expose your lies and fraud on any website or blog you show up on, and keep pestering the authorities to deal with you once and for all -and UNLIKE YOU I won't break any laws doing it, or lie, or defraud anyone.
Fuck you. Is that organic enough for you?
@anon: share your feelings with the group.
Sid
Midnight Rambler
In other news, your resident economist would like to point out that there's an inverted yield curve.
Which basically means "Helloooo Recessioon!"
The yield curve rarely inverts. And when it does, it usually spells trouble for the economy. It means that investors and the Federal Reserve are fretting about inflation in the short term, and that investors are pessimistic about long-term growth. According to Brian Reynolds, chief market strategist at MS Howells & Co., in the last 30 years, periods of prolonged inversion of the curve between two-year and 10-year government bonds have generally presaged recessions. The most recent period of inversion ran from February 2000 through December 2000—just before the 2001 recession. (from marginalrevolution.com, a great economics blog)
Well said anon,
I wasn't expecting the chicken on a hotplate either, that was purely bonus material. I was sure he was going to go out with a whimper.
As for Nigel my observations are as follows:
Nigel relentlessly defended him against Haterz and even people with business sense who were potentials to enter into an agreement with him who though he was "volatile". I think Nigel realized Casey was too much of a hot potato to handle and gave up trying to hold him. In the meantime, he has to save face and save his reputation. He's done several things in order to protect himself against reprisals: bash Casey, stop moderating comments on his site, even use a little profanity whereas last week he would delete even the slightest hint of an attack within minutes. DHC was a weak attempt to lend credibility or (deflect criticism). Whatever it was, he eventually figured out that a business relationship with Casey, whether Casey chose to work or not would decimate his already questionable reputation.
I for one do not find much admirable about what Nigel's done. I think he's a self-serving, disingenuous prick, personally.
Thanks for the resume....especially the "Better Smarter People(tm)
That's got to be a required descriptor as is Haterz(tm).
I am tempted to put Hater on my resume.
Off I go to wikipedia to add in the scotsman reference
@Legion
"In other words..are they the six million dollar man?"
OMG You read my mind, I almost posted
"So you are looking for the Six Million Dollar man to come save your ass?" on IAFF
R-boy - didn't you get the memo? It's **DIFFERENT** this time!
Hi,
I'd like to submit a completely original poem that I wrote about Casey, without any help from Anne Elk.
CASEYMANDIAS
I met a lender from some defunct banks
Who said:—Some vapid persons of no renown
Live in old Sacto. Supreme in their ranks,
Half sunk, a shatter'd visage naps, whose frown
And fresh-squeezed juice and sneer of cold thanks
Tell that its haters well those passions read
Which yet survive, stamp'd on his vegan lips,
The Clown that mock'd them and the crowd Dawg led.
And on the Internet these words appear:
"My name is Caseymandias, king of flips:
Look on my homes, ye mighty, and despair!"
Nothing beside remains: round the decay
Of that colossal wreck, boundless and bare,
The lone and level debts stretch far away.
Best,
NR
@everyone
How much do all y'all wanna bet that Snowflake gets taken by one of the CA area types portrayed in this article
http://www.kansascity.com/mld/kansascity/news/nation/17002317.htm
@YouSoSpecial
I can't believe the fliptard's resume only barely extends onto two pages...it should fill up that second page with more BS...er, skillzs
@our resident poets
Thanks for those...they're great
Snowflake's resume:
Don't forget to add the pyramid scheme at 14 to his list of "experience"
Did anybody else notice that on his "Thanks for your support it's all good" screenshot from Whorapalooza that the fake $850 donation cost him $25, and the refund also cost him $25? Maybe I'm misinterpreting, but if not , then that's definitely itallgoodcashbackwinwin. Mystery haterz, good job ob the $50 sweet deal.
Look, if you guys and gals don't stop talking shit about Nigey, he's going to call in some of his ass-kicking super-accountant friends. You know the ones I'm talking about: bullet-proof pocket protectors, blood-stained calculators, does that ring a bell? He might even call in a semi-tactical semi-amphibious semi-assault by the Brian S. Nick Navy SEAhorsies.
Don't mess with Nigey. He ain't playin'. Tone down the rhetoric because this either is or is not a zero-sum game or something.
Do you guys know how much juice you can buy from burning cd's? Gallons.
Here's a Rich Dad parrot site:
http://workingwithrichdad.blogspot.com/index.html
They posted a "Pizza Hut Deal" on YouTube and got busted for screwy numbers. Criticism spread to the point the above site had to finally acknowledge it. Visit at your leisure and offer your opinion. Who knows, maybe Casey is the consultant!
I will soon be announcing a live call in show with webcam. Basically, I'll let haterz (critics? realists?) call in and give me something to do on camera. I'll quote them a price and if they send me paypal $$$, I'll do it (within reason). Well, maybe I'll do anything they ask. Cashcall will be calling again soon. Those guys are never satisfied no matter what I do. G might participate but we are still discussing her involvement. Well, actually, I haven't told her about this opportunity yet, but it will be a sweet win-win. I know all you w-2 loosers have some spare cash around to spend and I appreciate the support of your community. It's all good.
I will personally donate $200 to see Galina do the infamous Ping Pong Ball trick™, made famous in strip bars and bordellos all over south-east Asia.
I will not, however, bid on said ball. It will have Casey Cooties™ on it.
A while back, someone suggested a way for Sunshine to monetize his blog.
All he has to do is allow his readers to pay for the privilege of administering severe electric shocks to Casey's anatomy. Preferably we would be able to watch the results live on webcam. No more undignified than Friday's Whore-a-palooza performance.
You know he'd egg readers on, too. "It's all good! Sweet deals!" he'd shout as Stephanie J prepared to spike a double whammy ($9.95 for 110v, $16.95 for the 220V Rich Dad Special)
Paypal is waiting, Young Casey! Riches await!
What the hell happened to his help with moderation? Did he blow that sweet deal too?
uhh
yeah.
off-topic, anyone want to recommend a european stock index fund?
fiancee's got lipper funds from troweprice, any of em actually...good?
(cause like, im a vanguard kinda guy)
I resent having my carpet munchie activities scrutinized on this blog.
Now remember this, financially speaking, people first, (there's a sucker born every minute) then money, then things.
Never EVER take a 410k loan because you pay it back with after tax dollars!
Don't take a 410k loan either!
GOT IT?
Ooozie,
Got your panties in a bunch?
It's 401k!
GOT IT?
What is Ping Pong Ball trick™?
"GameOver said...
What the hell happened to his help with moderation? Did he blow that sweet deal too?"
well yes, Nigey poo broke up with him.
Casey is very busy, he must now mine new gold nuggets from his email!
Seriously though, topping friday night will be difficult for him, Fonzie jumped the shark.
I do people, and I'd do Oozie too.
I just want Sweetness to answer what makes him so special that people who are smarter, faster & better @ RE should partner with him.
I want to watch him gush all over himself with his delusional "I deserve to be sucessful" attitude.
R-Boy - We've got AEPGX in our 401k. I've been happy with it but it is weighted towards Asia. Maybe not what you're looking for...
EuroPacific fund:
1 Month 4.79%
YTD 2.86%
1 Year 16.56%
2006 21.87%
5 Year 15.44%
I bring magic to the table, as well as the ability to spot opportunities. One of my biggest assets is multi-tasking, such as modercrapping™ after a good wheat grass shot.
''What is Ping Pong Ball trick™?""
---------------------------------------
That is when a ping pong ball is made to appear to reverse its direction as if by magic. The trick is accomplished by pushing down on the ball, which applies counter-rotating 'English". The ball squirts forward a few feet, then reverses its course. The trick is always performed by a naked island woman with blood-covered thighs.
R-Boy,
TRowe has some pretty solid, low-cost funds. I own Vanguard Emerging Markets Index and Global Equity (only partly foreign, I think), and Fidelity International Small-Cap Opportunities (because Vanguard International Explorer is closed). I have no complaints about any of them.
@ Gameover,
Gee - don't you get it?
Casey's magical power of opportunity attraction is what he brings to the table! Just look what he's attracted! ;=)
Vanguard Sp500 and Euro Fund here. She's at Trowe, and im looking at their european stock fund ...decent management fee.
I am really spoiled with my government package...fees of .6% or less
One hundred thirty fifth!
Hi Everyone, I have a question and was wondering if anyone could help me out.
I am a first time home buyer and we have been shopping home owners insurance on the house we are getting ready to close on. I know this is probably going to sound really stupid but is it a good thing when no one will insure your house for less than about 90k more than what your paying for it?
@ Anon 10:25
Not if you got back 90 thousand at closing
Sweet!
Anon @ 10:25
It depends. Are they doing that because that's what the "cost to replace/rebuild" is? For example, you may purchase your home for $200K, but if you were to rebuild it today, it may cost $275K.
That or you may be getting screwed. It's tough to say.
LOL no our loan is going to be 122k and the insurance covers 210k if the house were to be completely destroyed. All the Ins. Agents I talked with said they have to go with the going rate of cost per SQ. footage to insure it. I guess my real question is....I couldn't believe the sellers were offering the house at this price when all the ones in the neighborhood are selling for 50k-75k more (and they are selling pretty quickly) and all this house needs is a little paint, some new carpet and maybe some updated kitchen counters....so finally the question...Are we gettting a good deal?
Anonymous @ 11:00 AM,
I'm not sure about how the "minimum" insurance is calculated, but if the sellers are selling $50-75k below market, I'd get a very thorough home inspection.
Yes we did a very extensive inspection and even the inspector seemed to be really surprised when we told him how much we were purching it for. Everything checked out on the inspection. Roof less than 2 years old, heating, A/C, water heater all good. Electrical and plumbing was excellent and the structural and termite inspections passed no problem. Did we forget anything?
That sounds like a sweet win-win deal on that house. I'm sure your abililty to find it had something to do with my magic rubbing off on you from this site. Did the RE agent throw in a murse as a closing gift?
Get used to it people.
More and more houses are going to come on the market like this. People have to move, get divorced or whatever. When they have to do it QUICKLY they have to price well below the comps. Depending on recent sales (which may not be very recent due to rising inventory and dropping sales) they are going to have to make is CHEAP to move it fast.
Fear The Murse, we aren't looking to flip this or get money back or anything sleazy like KC. We just want a good home with good schools for our kids to finish growing up in. The soonest we would even consider selling it would be in 12 years after our son graduates because it is pretty large (2749 sq. ft.) for just my hubby in I.
I just am amazed that this pretty much fell into our lap and we are getting such a good deal on it.
You may want to ask around regarding the unofficial history of this house, is it vacant? There may be a non structural reason for the low price (in other words make sure someone was not killed in your soon to be home if that kind of stuff bothers you).
LOL, My huasband actually works and is friends with the sellers son-in-law. No deaths but they are trying to sale quickly to avoid foreclosure.
Maybe there is a spell on it. You might need my magic. We could partner - I have much to bring to the table besides my murse.
Sounds like you are getting a sweet deal (unlike Casey). Just stay away from the murse.
LOL, don't worry I will, the murse scares me hehe
I recently sold a house for an Estate. Guy was killed in a car wreck and everything went to his sister, the trustee. She was pretty strapped with payments on her house and wanted the profits in her brothers house RIGHT FUCKING NOW! Come to think of it, CC might have been involved, hehe..anyways, she was WAY below market, super clean house, she just wanted cash quick. House sat for all over about a day and an avalance of offers came in. She chose the one with the fastest close, not the highest.......whatever...I got paid full price as well...Win win all around on that deal. Maybe you found another one of those kind of things..
Tony, yeah it had only been on the market 4 days when we saw it. We made an offer quickly because 14 different realtors had left their cards on the counter. When I asked my realtor what that meant and she told me that everytime a realtor shows the house they leave a card I figured we weren't going to get it if we thought about it for too long.
Sure enough we got our offer in on a Friday night and their realtor received 6 more the next day. Luckily he showed them ours first and they went with us mostly because we gave them their asking price and didn't try to dicker with them about anything but the most basic of repairs ($400 in all)and also because we know them and they wanted the house to go to a family that will love it not some flipper trying to make a buck.
We figured for what we are getting the house for we can get new carpet, paint and countertops ourselves.
I hate having to leave my card.. Listing fuckers call me day and night wanting to know what I thought of the house. I've finally starting telling them all that they are way overpriced:) hehe...
One case here in Seattle. Young couple buys nice rambler for 380ish last fall. Pours over $100,000 into remodel..just tits' everything cherry'd out. Peble shower, everything. They plan on living in this house for a good long while. Two months ago, the wife got transfered out of state so they put the house on the market for $500K Mind you, she is a hottie, I'd tap that ass in a heartbeat:) Decent neighborhood, but no fucking way is there a comp even close to that kind of money. Not one offer presented in 60 days. They approach me about taking the listing. I tell them that unless they are willing to come down to the 430-420 range I won't touch it and they better be happy to get 400. They are considering it but they have a new Jag that she just HAD to have with some of that juicy cash back at close when they bought...I'm sure there is major credit card debt. All of the furnishing are straight out of Pottery Barn and Restoration Hardware..My bet is they wait too long to drop the price, get trapped, and they lose it all....I'd snatch that house up myself if it had a southern exposure for the backyard. Gots to be able to work on my tan..
Forget the fucking tan issue.....and East/West facing house catches all the sun = heat for the entire day and drives up the old utility bill.
East/West houses are for loosers.
The Six Million Dollar Team
BETTER -- STRONGER -- SMARTER
:::wah-na-na-na-na-naaa:::
Just think...if only Casey could partner with us Haterz™. We are all better, faster & smarter than him! Hell, Sputnik the Cat would give fliptard a serious run for his money.
Think of all the SWEET deals we could get done.
He could *try* to partner with Haterz™--but I'm sure the majority of them would think him worthy of a blanket party and little else.
Hence the "if only Casey could".
By the way "blanket party" reminds me of the Shield and the fact that I no longer have cable :(
Okay, I think this deserves discussion...
What. The. F*!K!!!!
http://www.msnbc.msn.com/id/17933669/
I'll 2nd that TOK!
@The Original Kevin
ROFL...
Anything in powder form.
All I'm saying Rob is those kids better be enjoying your company, 'cause we all sure miss you!
You scared me for a second, Stephanie.
GALINA IS FRONT PAGE NEWS @ IAFF
at IAFF Casey offers a blurry picture of Galina, uses her full name, and extols their three-year marriage. I'd be touched, except that I know people have been commenting that he acts like a jerk with women.
Casey says:
"Facing foreclosure would have been much harder without her emotional support, her friendship, and her constructive criticism."
....and let's not forget those credit cards.
This man is a tool.
Happy Anniversary Galina!
Nice present getting outed on IAFF.
I wonder how many more there'll be?
Looking at the front page of IAFF, even from a blurry pitcha it is clear that Galina married WAY down....
IAFF new post - the part I liked best:
"trying to enjoy a break from work for once"
It's like shooting fish in a barrel.
http://www.youtube.com/watch?v=Tz_Ees_-kE4
Bada boom bada bing..Last episodes start Sunday! oh yeah...
Now that's an ass I'd tap. Looks like she's equipped for "Russian" as well. I'd give here a "pearl necklace" indeed.
How the fuck did suck a beta ever get laid??
Tony-
Thanks. Do you have a favorite Sopranos episode so far? One that comes to mind for me is when Adriana gets whacked....
again, I have no cable and that makes me want to punch you Tony!
Argh, if only I was more like Casey I could find a sweet deal on a $500 phone/pda/camera with really expensive plan, several hunderd bucks on cable & highspeed internet a month, and rims for my '95 beater and THEN STICK IT TO THE BANKS!
If only...
With boobs like that, she don't need brains.
That's just Casey throwing it in our face.
Here's a lesson I learned a long time ago: Those who flaunt it do not have it. It's just the same principles at work as those who purchase appearances...they're making up for what they lack on the inside.
That's why, a long time ago, I vowed that I wouldn't waste my time with a hottie. Their compartive advantage is that, they're hot. There's no reason to develop anything else there, other than hotness. I got bored fast. Those girls I used.
The cute girls...now they have to develop something (brains, personality, something...) to attract a guy. I've found them the most worth keeping. And in the end, the difference between a hot girl, and cute girl, physically, is about a 30 minute walk a day away. And who doesn't like long walks with their sweetie.
Cracka, please.
I should also mention that her hotness declines about a point for each 10K in debt she is in.
Really... not... worth... it.
What's the over/under on the amount of time before one of the haters takes that picture and Photoshops them in orange jumpsuits behind prison bars? I'm going to say 4 hours.
@Northern Renter
LOL at the Ozymandias parody
"a long time ago, I vowed that I wouldn't waste my time with a hottie"
------------------------------
R-lad - don't let your fee-ansy see that.
How soon before this announcement turns into yet another failed deal?
back to the mortgage deduction question.
If I have a 100K mortgage, @10%, (I'm using #'s that are easy to demonstrate with), I pay 10K in interest. If I am in a tax bracket of 30%, didn't it cost me 10K to save 3K ???
He's not looking at the long term implications of this "outing," is he? Did he even think about how this would make him look like a hypocrite, and how it further cheapens his empty gesture of trying to protect his family? Like everything else.
The Murse-man doth protest too much. It's all about him getting more attention (negative or positive) for himself.
30 secs of connect, more and new tonight. Stay lose.
You know he's gonna take her out to dinner.
At least we see he has another shirt other than that blue one.
What was that trainwreck of a post?
I thought he has stated a number of times he WILL NOT talk about his wife's personal life. Mentioning this like he just did proves he is a liar.
Does this mean we can all comment nonstop about that photo and all the things mentioned in his biggest troll bait posting yet? Moderating out comments about Galina from this point on is hypocritical. After all, if she values her privacy so much why allow this?
Best yet...I love the troll bait he inserted into the posting. It almost comes off as insincere! My sweet Galina. I love you so. Yeah right. If he loved her so much he'd figure out a way to keep her credit current and would NEVER have gotten her into this financial mess to begin with (unless she has more involvement than is being discussed, IMHO).
That "love letter" was designed to get us and others into a heated hating frenzy. I suggest we offer him $1000 for 1 hour BUT Galina has to be on the call too. THAT would be interesting.
KC has found a way to drive up his traffic. He's conned you all again.
what good is having high traffic if you're not making money off of it?
Wow ZOMG! He has a shirt other than that blue one! LOL
Did you see the "lovely" picture of the Serins? I feel like slapping the hell out of the scamming con artist Russian piece of donkeysh@t!
Galina looks good there. I'd hit quicker than you can say "It's All Good!" Well as least let her blow me! You should see her azz, something Casey won't and can't show because it's pretty wide..like 43+ inches or so! Pretty sloppy looking!
I guess it's the Russian Babushka in her!! HAHAHA
To be contrary, perhaps we should refer to her as G or G**** for now on.
The episode with A getting whacked was pretty good because it sets up a lot of different angles for Christopher. Sure didn't see that one coming, that's for sure.
I'd say my favorite episode is "Pine Barrens" where Paulie and Christoper tried to whack the russian special forces guy and fucked it up. I thought it was cool how they left it hanging if the guy was dead or not. I'm hoping they somehow wrap that issue up in the last episodes. I've also been wondering if Tony gets whacked/sent to the big house if HBO might try and spin Christopher off. After some ginormous mob war, he's the last guy standing and decides to head to Hollywood and make it as a big time writer. Now that would be awesome.
Any takers that he takes G out to Macaroni Grill? Man, if I took my wife out to that crap place, I'd get my ass kicked bigtime. I think it's gonna be Rays Boathouse on Friday night this week. Next week is the big trip to PDX. Oh yeah...
Katie said..."He's not looking at the long term implications of this "outing," is he?"
Maybe she approved the posting. All the IAFF traffic has to be good for husband hunting. Winwin!
We haven't had a new topic because Dawg is a looser with a J_O_B. Only loosers don't have enough special curiousity and contacts so they can spend all day managing their blog from the commode.
KC "She is truly a sweet deal. I love my Galina! I vow to serve her and take care of her for as long as I shall live!"
Ok ok, so I couldn't even afford to keep her in a 300 dollar a semester school..oh yeah, and I can't even afford to keep her in her own home..yes we are still renting from her sister, oh yeah, and I won't be able to keep up her cell phone..hee hee I said I used 90% of it anyways, hmmm, forgot about her credit card bills that I can't pay either. I can barely afford to eat at macoroni grill and bring her home leftovers..and haters are paying for the food in the fridge, and well, ok we drive around in a piece of shit car that barely works. We can't afford for HER to have a laptop as well, or a PDA...
Well shit, how in the hell do I take care of her? I don't. But it's all good, she knows good things are coming (though I'm kind of surprised at how she always sings that phrase when she comes home late at night after 'studying'). At least I bring stability to her life, and I am not a liar. I also haven't embarassed her or her family, and I haven't made life hell by being associated with me.
@Dolph
Hell, I'd pay 100 hundred just to have Galina on an interview phone call..if she starts playing dumb (gee what are the odds) I'll just convert it into a phone sex call and sell it online.
@triplee
false alarm, it is the SAME blue shirt, he just photoshopped it and turned it red.
I thought they only had $40?
Dolph,
We can get that done for $300 when CashCall goes delinguent
those are definitely gift-wrapped packages behind them in the picture
I am so far behind in my hatin'. I been a hate-slacker.
Here's an enhanced version of the new photo of the lovely young couple, for you to Photoshop as you wish:
http://img411.imageshack.us/img411/3995/caseyandgalinaenhancedbka2.jpg
"trying to enjoy a break from work for once and focus on our relationship"
Translation: I'm now so lazy I have to take a break from doing nothing and will be begging for sex.....
Katie: He's not looking at the long term implications of this "outing," is he?
It's all about market value. A Galina appearance is one of only a few Casey cards left to fall, and trade value has finally gotten high enough to be worth contemplating a sale. Straight economics, man.
If he'd outed her six months ago, she'd be as worthless as he is.. but now after all this buildup, he could trade an hour interview with her and net four figures. He just needed the deal to get sweeter.
Like the old joke says, we've already established what Casey is. Now we're haggling over price.
Galina must be so proud. Three years, no degree, 350 FICO, living in her sister's basement, Casey has spent $200K and not purchased a haircut. All this and her husband proudly publicizing all of the above. It's like a fairytale.
"I shall love him for as long he remains unincarcerated"
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