Tuesday, March 06, 2007
Neutron Housing (Raw Meat Edition)
Neutron Housing leaves the building but disappears the owner.
These Invisible Homeowners are illegal aliens who have pooled resources and bought houses all over this part of the country. When things get tough they aren’t going to go to court mandated credit counseling. They not only don’t have any skin in the housing game they don’t have any skin in our laws or society. There won’t be anyone to go after to recover payments. So, what you get is 3 months of no payments the bank officer shows up at the property to find four families living there but no one knows the person whose name is on the mortgage. The place has been divided up, the garage converted, mini kitchens in many rooms, etc. It’ll be another two months before things can be straightened out then the evictions and then the repairs…. a real mess all this time the bank is running up massive expenses. The original people with names on the mortgage have taken an extended vacation south of the border and presumably are never coming back but instead their lookalike cousin will come back. “Oh no, I am not Miguel, Miguel is my cousin, I am Juan.”
Illegal immigration is a net benefit to the Federal govt. Billions of SocSec deposits (taxes) collected annually that will never be paid back for but one example. It is locally that we suffer. Ventura County is hiring 22 translators. English? No, these people will be translating Mixteca to Spanish because there are 10,000 Mixtecans here that neither speak Spanish or read and write in any language. The job of the translators will be to get these people access to the free services in the county. Walk a mile in my shoes, go to my daughters high school for parents night and sit through the Principal’s speech anf then sit through the translation. For both there is also an ALS translator. So, instead of a free laptop for every legal resident we get to pay for the Spanish translator and trilingual signer. Hey, everybody who thinks there is a net benefit is welcome to pay my uninsured motorist insurance.
My point is that there is as much housing danger associated with “stated residence” as there is with “stated income.” Both -should- raise the risk premium but as we are finding out, not enough. Heck, let’s not even imagine stated residence applies only to immigration status, look at all the people who bought investment properties claiming primary residence.
When my ancestors crossed the border it was legal. Anyone wishing to assert that the current rule of law is wrong/immoral whatever is invited to unlock their doors and publish their address.
I invite you to Ventura County for evidence that the resources being consumed are both scarce and expensive. We can visit my daughters' High School where translator salaries alone would cover a new laptop for every student every year. We can visit the local Catholic hospital and county hospital emergency rooms. We can meet with the Supervisors to discuss the recent hiring of 24 translators to facilitate access to free services. Those translators? Mixteca to Spanish, no English required to avail oneself of the free clinics here. Then we can stop off at county health where the director can explain the prepartions for the coming drug resistant TB epidemic and the current Whooping Cough problem. As we continue our tour a quick stop off at my insurance agent so you can see the premiums for uninsured motorist coverage which while driving without insurance illegal is not enforcable as actually asking is an intrusion into the drivers' possible immigration status. Of course this will take a long time as we don't have the billions in infrastructure funding necessary to accommodate the traffic. No coincidence that Oxnard has some of the highest density, most illegals, worst traffic and most overcrowded living conditions in the nation.
This is about illegal immigration, several supporters' claims do not address the distinction. This is to be expected as those who try to claim benefit are actually trying to blur the difference for their own purposes.
Something to talk about until Casey does something stupid again.