Thursday, March 01, 2007

Attention CashCall


Yes, you CashCall the lenders of last resort. Listen, we have something to say. Casey Serin never intended to pay you anything. From the moment he revealed the loan his blog was innundated with hundreds of comments to that effect. The more astute observations noted that in a case of CASEY SERIN and CashCall in conflict that for a high profile deadbeat like CASEY SERIN CashCall would be forced to be as aggressive as their reputation indicate. Understand, CashCall, you are not fgoing to see a dirty penny out of this. All you can do now is use Casey Serin as a most public example that CashCall is an honest and equitible lender. That means protecting your business and your customers by stopping this thief cold.
Signed, Rob Dawg
----
Readers: if CashCall googles CASEY SERIN they are sure to pick up on caseyserin.info so if you have anything to say I'm sure it will get to the right people. ;-)

71 comments:

Anonymous said...

Now things are going to get interesting. Our little snowflake is in for a melt...

-Big Cheese

PS- First ya fools!

Anonymous said...

Ok...Who left that post claiming that they were from CashCall on Snowflake's site. That was pretty funny. But if it was real. Then that is funnier.

Rob Dawg said...

I'm weak. Left this on IAFF:

Casey,
Condolences on your recent landing a new Anti-Job. Yes, 8 hours per day 5 days a week at $4.89 per hour Anti-Job. This is how much the interest is piling up on the CashCall loan at the default rate. If you actually dedicate $10/hr to the CashCall loan it will be paid off in about 3 years. You just lost 50 cents reading this. Get goin' man. Stop staring into the abyss, the abyss is staring back. Sorry, that probably triggered the anti-intellectual filters.
----

Anonymous said...

I think it's the UT (un)wrap that is going to be Buttercup's primary undoing. I'd think that the "buyer" would go after KC with a vengeance if KC's been pocketing those payments, and I'm sure he has. I I were the "buyer" I'd be at the police station within a few days.

Unless, of course, the "buyer" is another crook in which case KC gets his kneecaps busted.

Anyone have any more info on the UT property? Homey?

Anonymous said...

Bill I agree, though it could be NM too... Homey came up with some names of two individuals who were apparently residing at the address (according to a basic People search...)

Wrapped? Renters? Co-conspirators? Homey seemed to indicate that these folks were innocent but I'm not sure.

Scott said...

Google "CashCall". Casey's blog is currently at page 3 of the results. Here's hoping it gets to the first page of results!

Anonymous said...

IMHO, the juice and CashCall posts are something of a smokescreen -- nice contentious hater-baiting topics.

We should be more concerned about what scams Casey may be working on next.

Why is he going to Utah and how is he paying for it?

What are the smoky "business meetings"? Who are the "business partners" and what are their roles?

What is happening with the corporate credit scheme?

A couple of suggestions here that the "business" Casey is talking is some form of MLM. That would seem a natural choice for Casey given his involvement with Nouveau Riche -- and back when he was deeply entangled with Chris he several times mentioned late-night "business meetings". And it would no doubt be deeply satisfying for the haters, as he'd almost certainly end up as the mark again. (See for example Rob Cockerham's pieces on NRU and on Herbalife: not many success stories there.)

But my fear is that something a lot fisher, a lot more predatory, is brewing. Casey must have some awareness of how desperate his situation is. He's shown in the past that he's more than happy to attempt to rook friends and acquaintances (the 24%-guaranteed scam email); and that he'll happily self-justify fraudulent activity (the liar loans; the continued enthusiasm, in the face of overwhelming evidence, for the corporate credit scam).

We like to laugh his protrayed ineptitude, but as Rob's repeatedly pointed out his buying spree was well-planned and carefully-orchestrated: he successfully fooled multiple lenders.

So: what's he up to now?

Anonymous said...

cash call could get any info on casey they want from bob dawgs blog. Including his address, where Galina goes to school, contact info for Casey's parents, including Mom's work number.

Now, if Cash Call was interested in Casey Sarin, they could get get this info here, on exurbannation.blogspot.com

Anonymous said...

Dear Mr. Cash Call:

Although I have a pretty low opinion of you, it is marginally higher than that of Mr. Casey. Because of this, I'd like to point out that he appears to be paying for a ticket to fly to Utah this weekend, so anything he says about not being able to pay you is a crock. I hope you are merciless with this one.

yours
Ms. CaseyTrainWreck Watcher

Anonymous said...

I’m just concerned that CashCall might get the wrong idea about my intentions by glancing at the internet activity, the comments and hater sites. I really do mean to find a way to pay the money back and there was no loan fraud at all committed with CashCall.

[Continuation of thought] ...Maybe they'll get the wrong idea because I use words like "Ignore-lender-mode" or "Really don't feel it necessary to seek employment because it won't help my situation because my debts are too great..."

Paying *some* of your burdens back will show a willingness to try -- right now, you're just showing that you're running away and hoping it'll go away.

Anonymous said...

Won't CashCall realize the the boy is in "ignore-lender" mode?

can't they read?
Boy, some people don't get it.

Anonymous said...

[To the tune of 'I want candy!']

I hate Casey! (dum de dum, dum dum)
Iiii hate Casey! (dum de dum, dumb dumb)

Casey is a stupid prick (dum de dumb, dum, dumb, dumb)
I'll bet he's got a teeny dick (dum de dumb, dumb, dumb, dumb)
I'll bet Galina fakes her O's (dum de dum dum dum dum)
While Casey pictures Nigel-o (dum de dum dumb, dum dum)

I HATE CASEY! (dum de dum dum, dum dum)
I HATE CASEY! (dum de dum dum, dum dum)

Rob Dawg said...

Stehp,

I'm concerned. Not getting enough tow rope or squshy mud between your treads?

Anonymous said...

Well, neither being astute nor observant I'll wade into this with a genuine question.

Is that really Cash Calls logo?

Because if it is, it's so fucking naff I can't imagine the dire straights you'd have to be in to want to borrow money from them.

It's like some Guido the Killer Pimp tattoo across both fists --- "Hey Snowflake, you owe us and ain't paid. Meet Mr. Cash (thump) and Mr. Call (thump with nose cracking sound). And here's some blue balls to sit on (Doc Martins to the tackle - thump, thump)".

Cheers

Anonymous said...

Tow rope.

*snickers*

Anonymous said...

Do you think Casey's "Wells Fargo Stole $1000 from Me" post would be of interest to Cashcall? If I remeber correctly, he stated that even though Cashcall was direct debiting that account he would close it so no one would be able to withdraw funds.

In that same post he also talks about the new account he opened at another bank but wouldn't allow debit of his debts.

Anonymous said...

There's a reason companies like Cashcall exist. I know there is a big group out there that says Cashcall and their like are predatory lenders because they charge so much. And they don't get their money back by being nice. They have to because they lend to loosers like Casey. What do people want? You can't have a 550 FICO and get cheap money.

And no, I'm not affiliated with Cashcall or any other payday lender.

Anonymous said...

You don't even need to go back that far, though it does show he had no intention of paying them back when he closed it and mentioned CashCall.

But recently, he's posted about how he's going to get them to settle and explain to them they have to be reasonable and shit. Now he's got a big LYING post up, like it's going to help.

Has anyone contacted Countrywide about the $50k note? That one bugs me so. Do they know he has zero intention of paying it, doesn't even think it's real?

Anonymous said...

I googled Cash Call, as I have never heard of them, and their interest rates are as high 96%. You have got to be f'ing kidding me! No one, with any business acumen would pay that kind of money for a LOAN!

segfault said...

No one, with any business acumen would pay that kind of money for a LOAN!

They would if they had no intention of paying it back, but I guess that fact would preclude their having any business acumen...

I think 24% was the initial rate, and 96% is the default rate. It's not a bad deal unless you look at it that way.

Anonymous said...

"No one, with any business acumen would pay that kind of money for a LOAN!"

You just summed it up. That's not Cashcalls market. Their market is folks with credit fleas that can't get cheap money.

LOL said...

I love how the "concerned friend" told Cashcall to "look Casey up on the internet" 'cause that's what friends are for.

I will be shocked if any references to him closing the wells fargo acct or cashcall remain on IAFF after today.

Anonymous said...

This is brilliant. Check the caps on the first letter of each line.

77. Melatonin Eater
March 1st, 2007 at 10:10 am

Some advice Casey:
Now you should stop referring to them by name.
Only use the term ‘Creditor.’
Why further raise your visibility?

From now on just report the facts
Like the details of when they call you
Any correspondence as well.
Kind of bums me out to hear about the
Extreme situation you’re in.

Anonymous said...

Casey can actually sue you for libel and defamation of character. If he ever got around to it

Anonymous said...

The problem I have with Cash Call is that their loans are structured so that many borrowers will never be off the hook.

Because they don't accept partial payments, anyone who falls behind will have to improve their financial position quite a bit before they are able to make a payment that CC will accept (all past due money plus the next month's regular payment). That takes time for most people. During that time, the 98% default rate applies and the loan balance increases considerably. The result is that many people who fall behind on a CC loan will never finish paying it off, even if they are able to resume payments. I've heard plenty of stories of people who have gotten in that situation, paid Cash Call several times the original principal, and still owe about as much as they originally took out.

The interest rates and monthly payments are structured so that many buyers will never pay the loan back, yet at the same time the burden is not so great as to put the borrower into bankruptcy. The result is, in effect, indentured servitude until the borrower dies or has some windfall that allows him to pay the debt off faster than interest accumulates.

I can grudgingly accept that some high-interest lenders serve a useful role, but there is no place in civilized society for bottom-feeders like Cash Call.

Anonymous said...

Casey post from 2/8/07....

"So no more drafts for CashCall until I figure out my debt situation and find a way to pay them back (or settle). I will try to call them soon to see what can be worked out."

I guess him saying he will call someone soon means never.

Anonymous said...

#76 was hilarious, particularly (I’m sure that “wet” typo was intentional)…

8:00-1:45AM - Business meeting with investors™ wet reasonably well, I can’t divulge any details yet, but they have a connection in Chicago that *might* be able to provide a portion of the funds for a new venture without alot™ of documentation.
8:45AM - No early riser™ today. I missed it because of the late hour of last night’s meeting.
9:10 - A quick (and light) fresh made juice (I though about the advise™ on being careful of an allergy developing, but I am only on day 2 of my regimen and I will start being careful on Saturday.
9:30 - a quick jog around the block and then I plan a 90 minute meditation™. I am trying to find a balance in my body’s energy centers and a book I am reading (The interior Zen of Harmonic Balances through Homeopathic Regimens) says that meditation and essential earthy nutrients are the first step in meditational cleansing.

Rob Dawg said...

NYC ATTORNEY said...
Casey can actually sue you for libel and defamation of character. If he ever got around to it


Rob BBB, good to see you buddy. Casey is a public figure. "Public Figure," it's a legal term that maybe you aren't familiar with. For most of us implying that Casey has any character whatsoever is an unfounded compliment.

I've no doubt that CashCall walks the line of legal actions and they have an econometric model that inculdes sanctions when they arte caught crossing that line. I'm sure that a small number of excesses are part of a maximum rate of return business model. I thought at the time the removal of usuary limits was going too far. Now I am sure. We need to return to prime, alt, risky and no credit. CashCall is giving credit to people who should be given none. This is like giving drivers' licenses to the unqualified if they only pay more to the DMV.

Anonymous said...

...meditation and essential earthy nutrients are the first step in meditational cleansing.

If "meditational cleansing" means what I think it means, a few shots of Jack Daniels and a can of chili will answer just as well as meditation and "earthy nutrients".

Anonymous said...

Re. the question about the logo - no, that is the logo from a British radio show that is a money quiz call in programme.

Anonymous said...

Anybody know how much cash back at closing Casey got on the NM property?

Anonymous said...

@Akubi. I agree. That's a classic.

Companies like Cashcall wouldn't make any money if they lent money at 25%. People with 500 FICOs default.

Anonymous said...

Welcome back RobBBB.

Make sure you look at the previous post. There is a picture of Casey GIVING the juice.

And pass it on to Nigel and Brian also.

Anonymous said...

@Rob
Not too far from the truth. My man's in Canada. Comes home tonight at seven.

I'll be back to normal around nine PM.

Anonymous said...

Rob Dawg: if CashCall googles CASEY SERIN they are sure to pick up on caseyserin.info

Unfortunately, not true -- I went five pages deep into the results with not a mention of caseyserin.info or EN.

Anonymous said...

"right now I’m in lender-ignore mode"

Somebody really needs to sell T-shirts with this quote and a picture of Snowflake.

LOL said...

All these "late night meetings" have MLM scam written all over them. One of the ways MLM's "brainwash" people is too keep them groggy by insisting that the secrets to wealth can only be learned by staying up till 2 a.m. for rallies and meetings. If you google Amway, Quixtar, and the word cult there is lots of info. Looks to me like snowflake is about to become a mark again.

Anonymous said...

"right now I’m in lender-ignore mode"

Somebody really needs to sell T-shirts with this quote and a picture of Snowflake.


Ummmm...Vague Guru?

Dimes said...

"Unfortunately, not true -- I went five pages deep into the results with not a mention of caseyserin.info or EN."

I noticed that too. Rob needs to change his blogtag from "Casey" to "Casey Serin," methinks. At least for starters.

Rob Dawg said...

Youse guys is sooo smart. I Changed the search tags in the html code to Casey Serin a few minutes before your excellent suggestion(s).

Anonymous said...

Cafépress rules

Anonymous said...

"General disdain for Serin looking like a girl and habitually carrying a purse."

I don't remember this last time I looked at Wikipedia. Posters on this site should pat themselves on the back for this update.

Anonymous said...

Rob, you need to get a mention on Wikipedia. That would be a sweet deal.

Gotta work on that.

Anonymous said...

Scratch that, you are.

Anonymous said...

Labelling posts with "Casey Serin" rather than just "Casey" would also help to, uh, juice Google.

Anonymous said...

I just found another Serin-owned domain, but quick -- it expires tomorrow (as checked by whois records)!

www.GetCashOffer.com

It redirects to ablebuyer, but still disturbing.

Anonymous said...

Someone needs to add the catchphrase dictionary to the Wiki-page...

Anonymous said...

Dood! This gets complicated:

Nevada Borrower Files Suit Against 27 Defendants in Flipping Scheme

Rob Dawg said...

Stephanie J. said...
Someone needs to add the catchphrase dictionary to the Wiki-page...


letsdoit!

Anonymous said...

I also think someone should go to RK's page, and add Casey in as a case-file as one of his great successes -- and about *his* being the true 'pied piper of financial ruin' (c) Pelegirl - taking all his zealots with him.

Anonymous said...

Our little snowflake has been busy editing.

Check it out - he added, "… or that’s how it feels at least." to his blog entry about Wells Fargo stealing that $1,000 from him.

http://iamfacingforeclosure.com/125/wells-fargo-stole-1000-from-me/

Miguel said...

Sorry, T - that was definitely part of the post from day one. He may have tweaked it slightly within minutes/hours of originally posting it, but I'm pretty sure it's been untouched since then.

Miguel said...

For proof, here's the Google cache from two days ago - complete with "...or that's how it feels at least."

Anonymous said...

Are you sure, MigDreamy-babe? Cause my ass has been all over his site since day one and I'd never noticed that before.

Miguel said...

No, I remember it vividly, as I remember thinking "God, he's really lost it this time" and then seeing the qualifying "...or that's how it feels" bit.

I think he did tweak it shortly after uploading it for the first time, and may have added it then, but I'm pretty sure it was the same day.

But it's definitely been there for a long time.

Anonymous said...

Just noticed your cache post. Thanks for that.

Okee dokee then... my mistake.

Anonymous said...

Miguel said...

"I think he did tweak it shortly after uploading it for the first time, and may have added it then, but I'm pretty sure it was the same day. "

Aah, gotcha. That's prolly what happened cause I'm a pretty sharp cookie and I didn't remember seeing it.

ratlab said...

@Benoit
So, uh, what if Rob Dawg buys up that domain name at 12:01 AM Friday morning with some of the Fishy Treat fund money. Should cost more than $10, right? ;)

Anonymous said...

Miguel said...

"I think he did tweak it shortly after uploading it for the first time, and may have added it then, but I'm pretty sure it was the same day. "

I checked my archive, and it was there as of 12/27 at 10:01 PM.

Anonymous said...

So then that means I'm delusional. Wow. Maybe I should take more sweet naps so I don't make more errors in the future.

PS: I have no idea who you are, but I'm totally digging the name "cotton swaby". Every time I see it I giggle like a schoolgirl. Very clever.

Anonymous said...

"So then that means I'm delusional. Wow."

It happens to the best of us.

segfault said...

Someone needs to add the catchphrase dictionary to the Wiki-page...

Done!

segfault said...

I also think someone should go to RK's page, and add Casey in as a case-file as one of his great successes -- and about *his* being the true 'pied piper of financial ruin...'

Did that too. Not sure how long it will stay. My IP may get banned for a while. I don't have a Wikipedia account due to their nutty username restrictions--it's a love/hate relationship.

Anonymous said...

Ahhhahahahaha! Loving it!!!

At 6:35 PM, segfault
From Wikipedia:

"Kiyosaki has become fashionable around college campuses globally. Unfortunately, some students have become brainwashed into putting their studies aside, believing that "traditional education will not make them successful". They are overconfident on how easy it is to make money in real estate when in fact the real estate market is quite weak at the moment. This notion has been exemplified through the popularity of Casey Serin's internet story on the website http://iamfacingforeclosure.com where the results of following Kiyosaki's advice to the letter have led the 24 year old into deep debt and potential financial ruin. Serin, the "pied piper of financial ruin," has been cited as one of Kiyosaki's greatest success stories."

Anonymous said...

Hey Guys,

Rob BBB here.

I'm just along for the ride.

One thing I heard from today...

Was talking to a guy who is a mortgage broker. He did a lot of deals in the last few years.

Anyway, he has basically stopped his business and now is working with a group of "investors".

The people who he sold ARMs to in the last few years are getting their rates reset. He knows all their names and knows their financial situation.

So, he talks to his friends who are the "investors" and they call into those people and see if they want to get just rid of the house at some cutrate price (sell just to have payments taken over, etc.).

They only look at the ones with equity and they know the exact equity because the mortgage broker guy has all the data.

Then they get a 30 year fixed rate mortgage and flip it to someone else.

The broker guy was hush hush about the whole thing.. he said he wasn't really given them "information". But I knew the score.

The ARM rate is currently higher than the fixed rate. And the yield curve is pretty inverted.

Things are totally screwed in the world of subprime lending.

Anonymous said...

To Some Guy from Colorado...

This is brilliant. Check the caps on the first letter of each line.

77. Melatonin Eater
March 1st, 2007 at 10:10 am

Some advice Casey:
Now you should stop referring to them by name.
Only use the term ‘Creditor.’
Why further raise your visibility?

From now on just report the facts
Like the details of when they call you
Any correspondence as well.
Kind of bums me out to hear about the
Extreme situation you’re in.


- That was my comment. I have to post under a new name since Snowflake auto deletes my comments these days.

Big Cheese

Anonymous said...

www.cashcall.com

1-866-590-CASH (2274)

1-877-525-2274

Hi, Cashcall? I'm interested in the $10,000 Casey Serin no payback loan program I heard about at www.iamfacingforeclosure.com.

segfault said...

@dumbfounded:

I only added the bit at the end about Li'l Dandelion being the "pied piper of financial ruin" and his being a success story of RK... The other stuff about CS was already there!

Unknown said...

Ogg -

A quick back-of-the-envelope calculation. Under the default APR this loan will require an $827 monthly nut, and will generate nearly ninety thousand dollars in interest over its lifetime.

Bloody hell.

Anonymous said...

If you are dumb enough to borrow money at the rates CashCall charges, you DESERVE the hassle when the debts go unpaid.

For many people CashCall is a lifeline. Yes, a bloodsucking lifeline, but a lifeline nonetheless. Apparently our whittle Casey doesn't have a clue what a sweet deal is or else he NEVER would have gotten into bed with CashCall, so to speak.

LOL.

tolik said...

cash2loans.blogspot.com
http://bad-credit-dek.blogspot.com